Smarter Financial Visibility
Understand your finances more clearly and make better decisions, without switching banks or moving your money.
Your money stays with your bank. Finzla simply helps you use it better.
Good morning
Amara
₦6,344.34
Zenith Bank
Guaranty Trust Bank
Kuda Bank3 connected₦3,200.00
₦1,842.60
Where it went
- Groceries₦162.30
- Utilities₦113.20
- Pharmacy₦87.20
- Dining₦68.50
- Airtime₦68.50
- Read-only access
- No funds held
- Encrypted data
- Revoke anytime
Financial confidence starts with understanding.
Finzla brings financial education, practical technology and trusted routes together so people can understand their money and make more informed decisions.
Financial education
Clear lessons, calculators and insights help turn financial information into practical understanding.
Practical technology
A clearer view of the accounts you choose to connect helps you see patterns without switching banks.
Trusted routes
Permission-based access gives you control over which financial information is shared and why.
Our boundary: Finzla does not hold or move funds. Your money stays with your bank; Finzla provides visibility, education and tools around it.
How Finzla Works
Three simple steps to smarter financial behaviour
Good morning
Amara
₦6,344.34
Zenith BankGuaranty Trust BankKuda Bank3 connected₦3,200.00
₦1,842.60
Where it went
- Groceries₦162.30
- Utilities₦113.20
- Pharmacy₦87.20
- Dining₦68.50
- Airtime₦68.50
Connect an account
Read-only access- Zenith BankZenith Bank
- Guaranty Trust BankGuaranty Trust Bank
- Kuda BankKuda BankLinking…
Access BankAccess BankConnect
MoniepointMoniepointConnect
Finzla never holds or moves your money. Disconnect any account at any time.
- 1
Secure Bank Connection/Statement Upload
Safely connect your bank accounts with read-only access.
- 2
Clear Financial Picture
See income, spending, and commitments together for a more complete view.
- 3
Timely Prompts
Receive useful prompts to help you stay on track and avoid common financial pitfalls.
The tools to build better financial habits.
A practical set of education, visibility and decision-support features for individuals and organisation-sponsored access.
Financial education
Learn through clear lessons and practical guidance designed for everyday decisions.
1Budgeting basics2Recurring bills3Debt basicsCalculators
Explore savings, budgets, investments and mortgage scenarios before making decisions.
Monthly amount₦250.00Over5 yearsTotal saved₦15,000.00
Build understanding one topic at a time.
Explore practical lessons designed to help you ask better questions and make more informed everyday decisions.
Budgeting basics
Understand income, spending and simple ways to plan your money.
Recurring bills
Recognise regular commitments and prepare for upcoming costs.
Debt basics
Learn common debt terms, repayment concepts and questions to consider.
Insurance basics
Build a foundation for understanding cover, exclusions and key terms.
Home ownership basics
Explore common costs and concepts involved in planning for a home.
Scam awareness
Spot common warning signs and pause before sharing information or money.
General education only: Finzla education is general information for learning and awareness. It is not personalised financial, legal or investment advice.
Make more confident decisions.
With a clearer understanding of your finances.
- Know where your money is going
- Stay ahead of upcoming expenses
- Avoid unexpected shortfalls
- Build consistency over time
Your prompts
You’ve spent more on Eating Out this month than last.
Coming up
Next 7 days- 1RentDue 1 Jun₦1,200.00
- 4Mobile planDue 4 Jun₦24.00
- 6StreamingDue 6 Jun₦10.99
Prompts are reminders, not advice. You decide what to do next.
Your money stays with your bank. Finzla simply helps you use it better.
Improve Financial Confidence Across Your Workforce
Support employees with tools that help them stay on top of their finances and reduce financial stress.
- Fewer money-related workplace requests
- Better employee focus and stability
- Consistent financial habits over time
- Aggregated, anonymised insights
Better visibility. Better outcomes.
Security & Privacy First
Read-only, permission-based access. Funds remain in user accounts, and access can be removed at any time. Data is encrypted and securely handled.
- Read-only access
- No funds held
- Encrypted data
- Revoke anytime
Questions people ask before connecting
What Finzla does — and, just as importantly, what it does not do.
Start Improving Financial Decisions Today
Whether you're an individual looking for clarity or an organisation seeking measurable outcomes, Finzla is built for you.